Financing Options
Home > Financing Options

Financing Options and Bad Credit Car Lots

There are a few key points that will help you as you research financing options and bad credit car lots, ensuring that you are getting the best deals around. You may think that because you have bad credit that you will not find financing, but really you can. Many independent dealerships and lenders are approving special financing car loans, however, they are not going to come to you.

Where to find the best deals

As you begin searching for the right loan and best deals, the first step is to find a site that can assist you by matching you with dealers that are in your local area. There are many sites out there that claim they can find you the best deals around at the best rates as well. While the market has grown vastly, here at, we have worked to ensure our network of dealers is professional, knowledgeable, and offers the most competitive rates around.

A simple search of car dealers that finance bad credit in your area is a good way to find reviews on local dealerships. If you visited dealers prior to researching online, you may find negative reviews that will turn you away from one that you thought you could work with. This is where has become such an important part of the bad credit car buying process.

How we help you

We have an online application process that is fast and easy to complete, allowing us to have you pre-approved within minutes. It is free to get started, and all of your information is safe with our secure network and application. We will then process your information and place you with a partnering dealership in your area that specializes in your credit level to help get you the best deal and in a car within days.

Concerned about your credit score?

While credit does play a major part in purchasing a car, you may have seen options guaranteeing approval no matter what the credit score is. In most cases this is true, but it really depends on how bad the credit is. If you are one of those consumers with severely damaged credit and cant get anyone to say yes on an auto loan, you may want to look into in-house financing car dealers in your local area.

In-house financing dealerships have the options that work because the dealer is the one getting you the 2nd chance on an auto loan. The dealer is financing buyers itself through stricter loan terms and payment plans. Borrowers will make payments directly to the dealer either weekly or bi-weekly unlike traditional loans monthly schedules.

So knowing what to search for will definitely save you time, for example if you were looking for car loans first then the search for car loans first in your local area is your best option. The recommendation is to simply search for exactly what you are looking for. Everything you can do to better your chances is a plus.

Dealer Finance Blog  |   Calculators  |   FAQ  |   Terms of Use  |   Site Map  |   Auto Finance Help  |   Resources  |   Contact  |   About Us
© | 2018 **Not all listings are Car Dealer Financing In House. (dealers or inventory). By using this site, you agree to be bound by our Terms Use, Privacy Policy, Supplemental Terms, and Cookie Policy.