No matter your situation, we know who can finance you.
Request financing now and streamline your buying experience.
Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
Our network of dealers and partners have options for everyone. Whether you have good, bad, or no credit!
When you need a car loan, but bad credit is starring you down, don't panic, people of Ames. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near Ames. Just fill out our free auto loan request form online to get started now!
A repossession will stay on your credit reports for up to seven years. While the initial hit to your credit score can be rough, your credit can still improve over time so you can get the financing you need.
One of the biggest challenges to getting an auto loan after a repossession is finding a lender in Ames who can work with you. Generally, lenders want to see at least a year pass since the repossession took place before they'll consider financing you. Most people rely on a car to go about their everyday lives, so being without one for a year can be a challenge. If you need a vehicle immediately, there are some quick options such as visiting a buy here pay here lot or paying cash.
But, if you can prevent a repo from happening in the first place, it's best you do so by contacting your lender and discussing any available options at the first sign of trouble. If this fails and your car was repossessed, Drivers Lane wants to help you get behind the wheel again. Fill out our auto loan request form to get connected to a dealer in or near Ames that knows how to work through unique credit situations today.