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No Money Down Cars in New York

When you need a car loan, but bad credit is starring you down, don't panic, people of New York. Go with a trusted leader that's been helping people with bad credit for nearly 15 years. Here at Drivers Lane, we work with a nationwide network of special finance dealers and we can help you find auto financing in or near New York. Just fill out our free auto loan request form online to get started now!

Used Cars Near the City of New York for 0 Down

2019 Volkswagen Jetta S
2019 Volkswagen Jetta S
in Hillside, NJ 07205

Used Car Lot Price:
$10,800

Odometer:
107,097 Miles

VIN:
3VWCB7BU1KM200771

2013 Toyota RAV4 XLE Sport Utility 4D
2013 Toyota RAV4 XLE Sport Utility 4D
in Union Beach, NJ 07735

Used Car Lot Price:
$10,999

Odometer:
169,567 Miles

VIN:
2T3RFREV9DW105457

2013 FIAT 500 500c Pop Cabrio Convertible 2D
2013 FIAT 500 500c Pop Cabrio Convertible 2D
in Newark, NJ 07105

Used Car Lot Price:
$4,995

Odometer:
141,171 Miles

VIN:
3C3CFFDR1DT738765

2015 Toyota Camry SE Sedan 4D
2015 Toyota Camry SE Sedan 4D
in Union Beach, NJ 07735

Used Car Lot Price:
$10,500

Odometer:
157,358 Miles

VIN:
4T1BF1FK9FU498007

2013 Toyota Avalon XLE Touring Sedan 4D
2013 Toyota Avalon XLE Touring Sedan 4D
in Union Beach, NJ 07735

Used Car Lot Price:
$9,900

Odometer:
183,033 Miles

VIN:
4T1BK1EB3DU040506

2012 Honda CR-V EX Sport Utility 4D
2012 Honda CR-V EX Sport Utility 4D
in Bronx, NY 10457

Used Car Lot Price:
$8,400

Odometer:
216,533 Miles

VIN:
5J6RM4H57CL036445

2012 Mitsubishi Outlander Sport SE Sport Utility 4D
2012 Mitsubishi Outlander Sport SE Sport Utility 4D
in Elizabeth, NJ 07201

Used Car Lot Price:
$6,995

Odometer:
117,066 Miles

VIN:
JA4AR4AU5CZ000637

2007 Acura TSX Sedan 4D
2007 Acura TSX Sedan 4D
in Yonkers, NY 10705

Used Car Lot Price:
$8,495

Odometer:
86,154 Miles

VIN:
JH4CL96997C006336

2009 Honda Civic Hybrid Sedan 4D
2009 Honda Civic Hybrid Sedan 4D
in Hasbrouck Hts, NJ 07604

Used Car Lot Price:
$6,125

Odometer:
148,502 Miles

VIN:
JHMFA36289S018506

2009 Honda Fit Sport
2009 Honda Fit Sport
in Wayne, NJ 07470

Used Car Lot Price:
$7,995

Odometer:
85,594 Miles

VIN:
JHMGE874X9S048466

Trading in a Car in New York

People of New York, are you ready to upgrade your car? Trading in your vehicle can be a great way to save money on a down payment if there's equity in it. Don't worry if you're upside down, though, you can still trade in a car as long as you make up the difference between the vehicle's value and what you owe on your loan.

One of the best things about trading in a vehicle is that it can allow you to lower the amount you have to borrow, which saves you money in interest charges down the road. It can also allow you to shorten the time your new vehicle will spend underwater.

If your vehicle has negative equity and you don't have the cash to pay out of pocket, you may have to wait a bit longer to trade in your car. However, in some situations, a lender might let you roll that negative equity into your new loan. This situation isn't available for everybody, and usually is only offered to people with good credit. You need to be careful about rolling over negative equity into a new loan. This will increase the amount of your new loan, leave you upside down for longer, and cost you more in interest charges.

If you know you're in need of a special finance dealer, and you have a trade-in, Drivers Lane wants to help. We know just what dealers in and around New York have the right lenders to help people who are struggling with credit issues. Let us point you toward a dealer. Just fill out our no-obligation, quick, and easy auto loan request form to get started now!

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