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No Money Down Cars in Troy

Drivers Lane can help people in Troy with bad credit that need a car loan. We connect car buyers with local dealerships that have options for people dealing with bad credit, no credit, no down payment, bankruptcy, and more. We work with a nationwide network of special finance dealers that understand and know how to work through tough credit situations and want to help you get financed. Get the process of getting matched with a dealer in or near Troy started by filling out our free and secure car loan request form today.

Used Cars Near the City of Troy for 0 Down

2015 Chevrolet Malibu LT
2015 Chevrolet Malibu LT
in Albany, NY 12205

Used Car Lot Price:
$11,750

Odometer:
63,956 Miles

VIN:
1G11C5SL5FF115725

2017 Kia Optima SX
2017 Kia Optima SX
in Glenmont, NY 12077

Used Car Lot Price:
$11,826

Odometer:
127,445 Miles

VIN:
5XXGW4L22HG125609

2016 MAZDA MAZDA3 i Grand Touring
2016 MAZDA MAZDA3 i Grand Touring
in Mechanicville, NY 12118

Used Car Lot Price:
$11,600

Odometer:
112,382 Miles

VIN:
JM1BM1X7XG1290144

2009 Scion tC
2009 Scion tC
in Latham, NY 12110

Used Car Lot Price:
$10,000

Odometer:
37,287 Miles

VIN:
JTKDE167290290177

2012 Honda Accord Sdn SE
2012 Honda Accord Sdn SE
in Troy, NY 12180

Used Car Lot Price:
$10,000

Odometer:
124,920 Miles

VIN:
1HGCP2F66CA239102

2003 Ford F250 Super Duty
2003 Ford F250 Super Duty
in Schenectady, NY 12305

Used Car Lot Price:
$8,995

Odometer:
155,000 Miles

VIN:
1FTNX21L73EC04372

2007 Ford F150 Regular Cab XL Pickup 2D 6 1/2 ft
2007 Ford F150 Regular Cab XL Pickup 2D 6 1/2 ft
in Schenectady, NY 12305

Used Car Lot Price:
$9,995

Odometer:
73,143 Miles

VIN:
1FTRF14W47KC38409

2010 Mercury Grand Marquis LS Sedan 4D
2010 Mercury Grand Marquis LS Sedan 4D
in Schenectady, NY 12305

Used Car Lot Price:
$2,499

Odometer:
276,972 Miles

VIN:
2MEBM7FV6AX627585

2012 Toyota Camry L Sedan 4D
2012 Toyota Camry L Sedan 4D
in Schenectady, NY 12305

Used Car Lot Price:
$9,495

Odometer:
143,541 Miles

VIN:
4T1BF1FK0CU089647

2012 Honda CR-V EX-L Sport Utility 4D
2012 Honda CR-V EX-L Sport Utility 4D
in Schenectady, NY 12305

Used Car Lot Price:
$10,650

Odometer:
166,199 Miles

VIN:
5J6RM4H73CL070349

Getting a Car Loan after Bankruptcy in Troy

Bankruptcy can be hard to deal with in any stage of your life, but especially if you're dealing with bad credit. If you live in or around Troy and have just completed a bankruptcy, we can help you find the dealer you need to get financed.

To finance after your bankruptcy, you have to receive your letter of discharge from the court. If your bankruptcy was dismissed, rather than discharged, it means you weren't able to complete your bankruptcy, and it'll be very difficult to get a vehicle, even with bad credit auto financing in Troy. If you're like most people who've had to go through bankruptcy, you either filed a Chapter 7 or Chapter 13 bankruptcy.

Chapter 7 is a relatively short process, typically lasting only three to six months. During this time, your trustee oversees the liquidation of your assets, and uses the profit to repay what debts you owe. When you're successfully discharged from this bankruptcy, any remaining debts are wiped out. This gives you a clean slate to start responsibly building your credit on, and a car loan can be a great way to do that.

Chapter 13 bankruptcies are longer, lasting either three or five years. This process allows you to follow a repayment plan with your debtors, with the same result of a clean slate if you're discharged. Because this process lasts so long, there are a number of reasons that may lead to needing a vehicle while you're bankruptcy is open. Not to worry, people of Troy. At Drivers Lane, we know where to go for bankruptcy financing. Just fill out our car loan request form to get connected with a dealer in the Troy area who has the lending resources you need.

Find financing with any credit score!

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